The FirstFlex IRA™ is ideal; you make deposits, minimum $100, at any time and if you are eligible to make withdrawals from your IRA you may do so at any time.  There is no minimum withdrawal amount required. With the FirstFlex IRA™ you earn competitive rates of interest and you are not tied into Certificate of Deposit maturity dates. That means you have instant access to your money without waiting for CD’s to mature or paying early withdrawal penalties!