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Privacy Policy

FACTS
WHAT DOES FIRST NATIONAL BANK OF DURANGO
DO WITH YOUR PERSONAL INFORMATION?
 
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
 
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Payment history
  • Checking account information and Account balances
  • Transaction history and Wire transfer instructions

When you are no longer our customer, we continue to share your information as described in this notice.

 
How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First National Bank of Durango chooses to share; and whether you can limit this sharing.

 
Reasons we can share your personal information
Can you limit this sharing?
Does First National Bank of Durango Share?
 
For our everyday business purposes —
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
 
For our marketing purposes —
to offer our products and services to you
Yes
No
 
For joint marketing with other financial companies
Yes
No
 
For our affiliates' everyday business
purposes —
information about your transactions and experiences
No
We don't share
 
For our affiliates' everyday business
purposes —
information about your creditworthiness
No
We don't share
 
For nonaffiliates to market to you
No
We don't share
 
 
Questions?

Call (970) 247-3020 or go to www.fnbdurango.com

 
What we do
How does First National Bank of Durango protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

Additionally, our staff is trained on the importance of maintaining client privacy, signs a Confidentiality Agreement, and is prohibited from accessing your personal information unless it is for business reasons.
 
How does First National Bank of Durango collect my personal information?

We collect your personal information, for example, when you

  • Open an account or Apply for a loan
  • Make deposits or withdrawals from your account or Make a wire transfer
  • Show your government issued ID

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

 
Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes — information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • First National Bank of Durango does not share with our affiliates.
 
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • First National Bank of Durango does not share with nonaffiliates so they can market to you.
 
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partner(s) include merchant card service companies (First Payment Services, LLC).
 

 
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