 |
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
 |
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
Schedule of Fees
|
|
|
Effective as of 01/17/2013
|
|
|
Electronic Banking
|
|
|
Online Banking
|
Free
|
|
Online Bill Pay
|
Free
|
| Mobile Banking | Free |
|
Visa Checking Debit Card
|
|
|
Visa Checking Debit Card
|
Free
|
|
Replace ATM Card or Visa Checking Card
|
$10.00
|
|
Replace captured ATM or Visa Checking Card
|
Free
|
|
Personal Identification Number replacement
|
Free
|
|
Visa Checking Debit Card rush order
|
$50.00
|
|
ATM Charges
|
|
|
Foreign Transaction - using a non-First National machine. Note: this is in addition to any fee charged by the institution owning the machine.
|
$1.50
|
|
Checking/Savings
|
|
| Return Deposit Item Fee (per item) | $3.00 |
| Dormant Service Fee (per month) | $10.00 |
|
Overdraft Fee/returned item(s) (per item)
|
$35.00
|
|
Overdraft Fee/paid item(s) (per item)
|
$35.00
|
|
Overdraft Fee/bounce item(s) (per item)
|
$35.00
|
|
Daily Overdraft Fee (per day)
|
$3.00
|
|
Stop Payment Fee - initial order and renewals (each)
|
$35.00
|
|
Early Account Closing Fee - closed within 6 months after opening
|
$25.00
|
|
Check Copy/Image (per page)
|
$1.50
|
|
Statements of Check Images - faxed
|
Free
|
|
Quick Statement - account statement printed off-cycle
|
$4.00
|
|
Temporary Checks (per page)
|
$1.00
|
|
Ready Reserve Line of Credit (annual fee)
|
$25.00
|
|
Automatic Funds Transfer Overdraft Safeguard & Sweep Transfers (each)
|
$1.50
|
|
Electronic Payments or deposits to other banks (each)
|
Free
|
|
Special Handling Fee for returned mail (per month)
|
$5.00
|
|
Wire Transfer
|
|
|
Wires Out (each)
|
$20.00
|
|
International Wires - outgoing (each)
|
$55.00
|
|
Special Services
|
|
|
Research & Account Reconciliation ($30 per hour, minimum $30.00)
|
Varies |
| Telephone Transfer by bank staff | Free |
| Collections In (each) | $25.00 |
| Collections Out (each) | $25.00 |
| Garnishment/Levy Processing | $65.00 |
| Foreign Item Collection | $35.00 |
| Cashiers Check | $5.00 |
| Money Order | $4.00 |
| Single-Signer Travelers Checks | 1% of purchase amount |
| Dual-Signer Travelers Checks | 2% of purchase amount |
| Notary Service on behalf of First National client | Free |
| Notary Service on behalf of non-client | $5.00 |
|
Safe Deposit Box - Annual Fee
|
|
| 3" x 5" | $30.00 |
| 3 1/2" x 5" | $34.00 |
| 5" x 5" | $40.00 |
| 3" x 10 1/2" | $46.00 |
| 5" x 10 1/2" | $75.00 |
| 10" x 10 1/2" | $105.00 |
| 10" x 15 1/2" | $140.00 |
| Security Deposit for Safe Deposit Key (refundable) | $25.00 |
